New York City Uninsured & Underinsured Motorist Lawyers
It may be very easy to mistakenly assume that because you have automobile insurance coverage, you will be fully taken care of in the event of an accident. Many people believe that when a car accident happens, their insurance company is the one who writes the checks. In fact, your insurance company only pays claims out of its own pocket if you are the driver responsible for causing the injury. The driver who caused the accident is almost always responsible for covering the accident, which means that it is their insurance that pays all of the bills. The legal implications of this have caused many states, including New York, to adopt "no-fault" laws. But these laws do not address what happens if one of the drivers involved does not have insurance.
If you or a loved one has been in an accident involving an uninsured or underinsured motorist, contact the New York City underinsured motorist lawyers of Orlow Orlow & Orlow, P.C. at 718-544-4100 for a thorough evaluation of your case.
What Happens When a Driver Has No Insurance?
If a driver's insurance policy does not have sufficient coverage to take care of the entire accident, or the driver does not have insurance at all, they are still financially responsible for the remainder of the bills. However, few people have the kind of money sitting in their bank account necessary to cover the costs of a catastrophic accident. If you do not have uninsured or underinsured motorist coverage at the time of the accident, finding a way to be compensated for your injuries may be difficult, if not impossible, without the aid of an experienced New York City uninsured motorist attorney.
Contact Us
If you or a loved one has been involved in an uninsured motorist accident, contact the New York City uninsured motorist lawyers of Orlow Orlow & Orlow, P.C. at 718-544-4100.